Medicare Made Simple.
Independent Medicare Guidance for Arizona
We help Arizona residents understand Medicare, compare plans from multiple carriers, and choose coverage that works with your doctors, prescriptions, and healthcare needs.
WHY CHOOSE US
Why Choose Smith Medicare Solutions?
Medicare can be confusing - but you don’t have to navigate it alone.
We’re here to simplify the process and put your needs first.
Learn Medicare
We explain Medicare in plain English so you understand your options before making an important healthcare decision.
- ✓Medicare basics made simple
- ✓Understand your coverage choices
- ✓Compare plans confidently
- ✓Answers to all your questions
Personalized Guidance
Every recommendation starts with your doctors, prescriptions, healthcare needs, and budget—not a one-size-fits-all approach.
- ✓Plans tailored to your needs
- ✓Your doctors come first
- ✓Prescription review included
- ✓Support every step of the way
Independent Advice
As an independent advisor, I compare plans from multiple top-rated Medicare carriers to help you find the best fit.
- ✓Compare multiple carriers
- ✓Unbiased recommendations
- ✓Arizona-based advisor
- ✓Annual plan reviews
3 Months Before
Birthday Month
3 Months After
YOUR MEDICARE TIMELINE
Turning 65?
Your Initial Enrollment Period (IEP) is a 7-month window surrounding your 65th birthday. Here’s what to know and do at each step
Click each milestone to see what you should do next
The Prep Window
Your Initial Enrollment Period begins. This is the optimal window to review baseline insurance requirements and log your options without rushing.
- ✓Initial Enrollment Period (IEP) officially opens
- ✓Enroll in Parts A & B via Social Security online
- ✓Research local doctor and drug prescription coverages
The Milestone Month
Happy Birthday! If you haven't signed up yet, your coverage start date now relies on when you submit your formal program request.
- ✓Medicare benefits can start as early as the 1st of this month
- ✓Finalize your selection between Supplement or Advantage routes
- ✓Ensure employer coverage drop-dates align seamlessly
The Grace Window
Your final opportunity to lock in standard enrollment without encountering lifelong delay premium penalties down the line.
- ✓Final days of your 7-month Initial Enrollment Window
- ✓Lock in Part D prescription coverage to avoid late fees
- ✓Your application must be processed before this window closes
MEDICARE MADE SIMPLE
The 4 Parts of Medicare
Medicare can feel confusing, but it doesn’t have to be.
Here’s a simple breakdown of your coverage options.
Part A: Hospital Insurance
Helps cover your inpatient care in hospitals, skilled nursing facilities, hospice care, and home health care.
- ✓Inpatient hospital stays
- ✓Skilled nursing care
- ✓Hospice care support
- ✓Usually $0 premium if you worked
Part B: Medical Insurance
Helps cover medically necessary services like doctor visits, outpatient care, medical supplies, and preventive services.
- ✓Doctor & specialist visits
- ✓Outpatient procedures
- ✓Preventive screenings & care
- ✓Requires a monthly premium
Part C: Medicare Advantage
An all-in-one alternative to Original Medicare offered by private companies approved by Medicare.
- ✓Combines Part A, B, and usually D
- ✓May offer extra dental/vision
- ✓Uses specific provider networks
- ✓Out-of-pocket spending limits
Part D: Prescription Drugs
Helps cover the cost of prescription drugs, protecting you from high out-of-pocket medication costs.
- ✓Covers brand & generic meds
- ✓Run by private insurance plans
- ✓Varies by specific formularies
- ✓Avoids late-enrollment penalties
Meet Your Advisor
Helping Arizona residents make confident Medicare decisions.
I was born and raised in Arizona and have spent more than 15 years helping patients and healthcare providers navigate the healthcare system.
As an independent Medicare advisor, I compare plans from multiple top-rated insurance carriers to help you find coverage that fits your doctors, prescriptions, budget, and healthcare needs.
Whether you're turning 65, retiring, moving, or reviewing your current coverage, my goal is simple:
Help you understand your options and choose coverage with confidence.
Steven Smith
Independent Medicare Advisor
Independent
Recommendations based on your needs—not one insurance company.
Arizona Local
Born, raised, and serving Medicare beneficiaries across Arizona.
No-Cost Guidance
Your consultation and annual reviews are always free.
Annual Reviews
We'll review your Medicare coverage every year as your needs change.